GuardianPointe Insurance Company, a US property insurer specialising in catastrophe-exposed markets, has turned to ZestyAI‘s property intelligence platform to sharpen how it assesses and manages risk across its book.
Under the agreement, ZestyAI, a risk and decision intelligence platform for the insurance sector, will supply GuardianPointe with more precise and uniform insight into exposure at the property level. The insurer will deploy the vendor’s Roof Age and Z-PROPERTY™ tools to strengthen decisions across underwriting, pricing and portfolio management in both its personal and commercial lines.
The Roof Age tool combines artificial intelligence with building permit records and historical aerial imagery to pinpoint when roofs have been replaced and to gauge their condition with greater precision.
Z-PROPERTY complements this by delivering a broader picture of each property, examining structural and parcel-level features that could affect how severe losses might be, capturing physical characteristics that conventional data sources often miss.
ZestyAI supplies AI-powered risk and decision intelligence used throughout the insurance industry, serving carriers, reinsurers, brokers and regulators. Its platform pairs property-level datasets with predictive models to underpin underwriting, pricing and portfolio management across perils including wildfire, severe convective storms and water-related risks.
GuardianPointe operates in the US property insurance market, providing residential and commercial cover in high-risk catastrophe zones. The insurer builds its strategy around disciplined underwriting, financial strength and structured risk management across its book.
ZestyAI founder and CEO Attila Toth said, “The industry is shifting toward a more exact understanding of risk – grounded in what’s actually present at each property. GuardianPointe is building that clarity into how its portfolio is understood, giving it a stronger foundation for long-term performance.”
GuardianPointe Insurance Company CEO Rick Espino added, “ZestyAI gives us a clearer, property-level understanding of the risks across our portfolio. That visibility helps reduce uncertainty and strengthens how we evaluate and manage exposure across our book.”
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