Muthoot Finance Ltd (BOM:533398) (Q1 2027) Earnings Call Highlights: AUM Surges 43% to …
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Consolidated Loan AUM: Expanded 43% year-on-year to INR191,000 crores as of June 30, 2026, from INR133,000 crores in June 2025; grew 5% sequentially.
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Consolidated Profit After Tax: Delivered 43% year-on-year growth, coming in at INR2,825 crores for Q1 FY27.
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Stand-alone Loan AUM: Registered 43% year-on-year growth, reaching INR172,000 crores.
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Stand-alone Profit After Tax: Reached INR2,550 crores, recording a growth of 25% year-on-year.
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Stand-alone Income: Grew by 33% year-on-year to INR7,603 crores.
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Return on Average Assets (Stand-alone): 6.09% during the quarter.
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Return on Average Equity (Stand-alone): 26.6% during the quarter.
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Capital Adequacy Ratio: Comfortably well above regulatory requirement at 20.3%.
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Consolidated Gold Loan AUM: Rose to INR175,000 crores, representing a 44% year-on-year increase.
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Stand-alone Gold Loan AUM: Reached INR163,000 crores, a 44% year-on-year increase.
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New Customer Disbursements: Disbursed INR8,937 crores in Gold Loans to over 482,000 new customers during FY27.
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Active Customer Base: Expanded to 65.77 lakhs in June, adding over 163,000 active customers during the quarter, up from 64 lakhs in March 2026.
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Branch Productivity: Average Gold Loan AUM per branch increased 40% year-on-year to INR32.47 crores per branch.
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Branch Network: Added 86 new branches across the group, taking the group branch network to 7,654.
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Muthoot Money Limited Loan AUM: Grew 111% year-on-year to INR10,550 crores.
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Muthoot Money Limited Revenue: Surged 137% year-on-year to INR511 crores.
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Muthoot Money Limited Profit After Tax: Increased 366% to INR172 crores; Stage 3 assets declined to 0.67%.
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Belstar Microfinance Profit After Tax: Delivered INR66 crores for the quarter, compared to a net loss in the corresponding quarter last year; Loan AUM stood at INR7,842 crores.
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Muthoot Home Finance AUM: Grew 13% year-on-year to INR3,496 crores; profit after tax stood at INR4 crores, a 114% year-on-year increase.
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Asia Asset Finance (Sri Lanka) AUM: Expanded 51% year-on-year to LKR5,270 crores; profit after tax surged 113% year-on-year to LKR43 crores.
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Muthoot Insurance Brokers: Generated premium collection of INR70 crores and achieved a profit after tax of INR17 crores.
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Warning! GuruFocus has detected 4 Warning Signs with BOM:533398.
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For the complete transcript of the earnings call, please refer to the full earnings call transcript.
