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Ant International’s Bettr Partners with Muslim Pro to Introduce Umrah Financing Service in Malaysia
KUALA LUMPUR, Malaysia, August 10, 2026–(BUSINESS WIRE)–Bettr, a leading provider of inclusive and embedded finance and fintech solutions under Ant International, today announced its partnership with Muslim Pro, a popular Islamic lifestyle app serving over 190 million downloads worldwide, to launch an Umrah financing solution in Malaysia.
The solution is designed for eligible Muslims who have the means to undertake the pilgrimage but prefer to spread its cost over time. This flexibility enables individuals and families to manage their cash flow responsibly, maintain regular savings and preserve sufficient liquidity for emergencies and other financial obligations. The launch marks a significant milestone in Bettr’s Islamic finance initiative and builds on Ant International’s long-term commitment to supporting Muslim communities worldwide with trusted, inclusive and technology-enabled financial services.
The financing solution uses a Tawarruq structure to provide eligible individuals with payment flexibility in accordance with Islamic finance principles. The process is facilitated through AS-SIDQ, SEDANIA As Salam Capital’s patented digital commodity trading platform for Tawarruq, or Commodity Murabahah, transactions. The structure has been endorsed by Masryef Advisory Sdn. Bhd., an Islamic finance consultancy, to ensure its compliance with applicable Shariah principles.
As one of the world’s renowned Muslim lifestyle platforms, Muslim Pro has long supported Muslims throughout their faith journey, from daily worship to preparing for major milestones such as Umrah and Hajj. Recognising that financial readiness is often one of the biggest considerations when planning a pilgrimage, the partnership with Bettr enables eligible users in Malaysia to access trusted, Shariah-compliant financing as part of a more seamless pilgrimage planning experience.
Through Muslim Pro, eligible users in Malaysia can discover Umrah packages provided by participating partners, apply for financing digitally and select instalment tenures of between 12 and 24 months, subject to the applicable eligibility criteria and terms. Users may also settle their financing early in accordance with the applicable terms. Available packages range from standard to premium and may cover travel for individuals or families, including flights, accommodation, meals and ground transportation.
The initiative responds to the accelerating digital adoption across Muslim communities. With a global Muslim population of around two billion, including about 22 million in Malaysia (around 65% of the country’s population), demand is rising for financial services that are seamlessly integrated into digital lifestyle platforms.