Australia’s fintech landscape brings together payments platforms, digital banks, insurers and professional services firms that support financial technology companies as they grow. For tech professionals and jobseekers, this mix of established banks, global payment networks and homegrown platforms offers a window into how financial services and software intersect across the country.
These companies span cross-border payments, cloud accounting, banking-as-a-service, insurance and risk advisory, reflecting the range of roles available to engineers, data scientists and product professionals in fintech. To understand the variety of employers building financial technology in Australia, check out the companies below.
Fintech Companies in Australia
Airwallex
Airwallex is a global financial platform founded in Melbourne in 2015, offering businesses multi-currency accounts, payment acceptance, corporate cards, treasury and spend management tools. It holds an Australian Financial Services Licence and is regulated by the Australian Securities and Investments Commission. More than 40,000 Australian businesses, including Qantas, Canva and Afterpay, use its platform, which facilitates more than $39 billion in payments for Australian customers annually. Airwallex is embedding AI across payments, treasury and spend workflows to help businesses automate financial operations and gain real-time visibility into global performance. It holds more than 80 licenses across North America, Europe, the Middle East and Asia-Pacific, supporting its infrastructure for cross-border payments and foreign exchange.
Airwallex is Hiring|View 482 Jobs
Block
Block operates in Australia through Square and Afterpay, combining merchant payments, buy now, pay later and consumer financial tools under one company. Its 2022 acquisition of Melbourne-based Afterpay gave Block a dominant domestic BNPL platform and a secondary listing on the Australian Securities Exchange under the ticker SQ2. Square equips Australian small businesses with point-of-sale hardware, software and lending through Square Loans, while Afterpay connects shoppers to merchants through installment payments and Square Online sellers can now offer Afterpay directly at checkout. Together these businesses position Block as a multi-brand fintech spanning merchant services, consumer payments and lending in the Australian market.
Xero operates a cloud-based accounting platform used by small businesses and their accountants across Australia to manage invoicing, payroll, bank reconciliation and tax compliance. Its software connects directly to Australian financial institutions for live bank feeds, keeps payroll aligned with Single Touch Payroll requirements and more. In 2024 Xero introduced JAX, an AI financial assistant built into the platform that categorizes and matches high-confidence bank transactions and gives business owners a live view of cash position, extending the automation built on two decades of Australian small-business financial data.
Mastercard
Mastercard operates in Australia from St Leonards, supplying payments and open banking infrastructure that underpins much of the country’s fintech sector. Its Open Finance platform connects to more than 100 financial institutions under Australia’s Consumer Data Right, letting fintechs such as WeMoney and MYOB pull real-time banking data for budgeting, lending decisions and account verification. In January 2026, Mastercard completed Australia’s first authenticated agentic transactions through its Agent Pay program, working with Commonwealth Bank and Westpac to let AI agents complete authorized purchases on a cardholder’s behalf. It also partners with FD Global Connections to help Australian fintechs strengthen governance and risk management practices.
Mastercard is Hiring|View 2414 Jobs
Bloomberg
Bloomberg delivers financial data, news and analytics to banks, asset managers and other financial institutions through the Bloomberg Terminal, operating from its Sydney office at 1 Bligh to serve customers across Australia’s financial markets. The company builds market infrastructure for local investors, including a suite of 36 Australian equity benchmarks introduced in 2024 that add franking-credit variants for domestic share pricing. Bloomberg also extends its AI-driven research tool, ASKB, to Terminal subscribers, letting investment professionals query news, research and market data through natural-language prompts across desktop and mobile devices, supporting the data and analytics needs of Australia’s banking and investment sector.
Bloomberg is Hiring|View All Jobs
Global Payments
Global Payments is a payments technology company whose Australian subsidiary, Global Payments Australia 1 Pty Ltd, is headquartered in Bowen Hills, Brisbane. It provides merchants and software platforms with tools to accept online, in-person and recurring payments, including direct debit, card processing and PayTo, Australia’s real-time account-to-account payment system. Through its Ezidebit brand, it serves tens of thousands of Australian businesses with cloud-based billing and reconciliation, while its Eway brand processes card transactions for of merchants. The company also integrates its payment processing directly with Xero, letting businesses sync invoicing and payments with their accounting records.
Global Payments is Hiring|View 17 Jobs
Workday
Workday provides cloud-based financial management and human capital management software, with Australian offices in North Sydney, Melbourne and Brisbane. Its Financial Management product serves banks, investment managers and insurers operating under Australian regulatory frameworks such as APRA and IFRS 17, combining a multidimensional general ledger with AI agents that detect anomalies, automate reconciliations and speed up period-end close. The platform also unifies payroll, including Single Touch Payroll reporting to the Australian Taxation Office and superannuation contributions, alongside workforce planning tools used by Australian financial services organizations to manage compliance and forecasting on a single data platform.
Workday is Hiring|View 323 Jobs
Commonwealth Bank
Commonwealth Bank, headquartered in Sydney, is Australia’s largest retail bank and applies AI and data science across its digital banking platform. In 2026, the Evident AI Index ranked it the leading bank in Asia-Pacific for AI maturity, citing its use of AI-powered systems that generate more than 40,000 proactive fraud alerts daily alongside human-supervised agentic AI used by fraud teams. The bank’s in-house engineers also built an agentic AI system that detects emerging fraud patterns and proposes new detection rules, contributing to a reduction in card fraud losses of more than 20 percent. It is also testing CommBank Companion, a generative AI tool that helps customers manage everyday spending and business banking.
Commonwealth Bank is Hiring|View 151 Jobs
Goldman Sachs
Goldman Sachs operates offices in Sydney and Melbourne, supporting investment banking, markets and wealth management clients across Australia and New Zealand. Beyond traditional banking, the firm builds financial technology tools through its developer platform, including GS Quant, an open-source Python toolkit for quantitative trading strategies, and transaction banking APIs that let other businesses embed treasury and payments capabilities into their own products. Its Sydney office hires for roles spanning trading documentation, equity research and software engineering, reflecting a mix of financial and technical work. These offerings position Goldman Sachs as both a financial institution and a provider of infrastructure that other fintech firms can build on.
Goldman Sachs is Hiring|View 288 Jobs
American Express
American Express operates as a global payments company with its Australian headquarters in Sydney’s Barangaroo precinct, along with additional offices in Melbourne, Brisbane and Perth. In Australia, it provides consumer and business payment products, including credit and charge cards, merchant services and corporate expense programs. Its business solutions include AccessLine, which lets Business and Corporate Cardholders make domestic payments to Australian businesses that do not accept card payments, and Plan It Instalments, which allows cardholders to pay off balances through fixed monthly payments with no added interest.
American Express is Hiring|View 1026 Jobs
FIS provides financial technology for banks, capital markets firms and merchants, with offices in Melbourne and North Sydney. In 2024, Commonwealth Bank of Australia selected FIS Data Integrity Manager, a SaaS reconciliation platform delivered via Microsoft Azure, to consolidate and automate reconciliation across the bank, processing more than 150 million transactions daily with real-time visibility and automated discrepancy alerts. FIS also built the EFT Switching Platform underpinning EFTPOS, Australia’s domestic debit card network, replacing a decades-old network of independent interbank connections with a consolidated hub-and-spoke infrastructure that lets the scheme adapt to contactless payments and faster transaction demands.
Equifax Inc.
Equifax provides credit reporting and risk data services that banks and fintechs in Australia use to make lending decisions. The company operates as Australia’s largest credit reporting body, servicing more than 100 financial institutions with consumer and commercial credit data pulled from sources including ASIC, the ATO and the Equifax Commercial Credit Bureau. Its Commercial Risk Reports apply AI-driven scoring models to assess business credit risk and predict the likelihood of default, while its Credit Insights product delivers weekly, de-identified lending market data so financial institutions can benchmark performance across the customer lifecycle. Equifax maintains offices in Sydney and Brisbane.
Equifax Inc. is Hiring|View 124 Jobs
Intuit
Intuit operates in Australia through QuickBooks, its cloud-based accounting and financial management platform for small businesses and sole traders, with an office in Sydney. The platform handles invoicing, expense tracking, payroll and cash flow monitoring while automating GST tracking and electronic BAS lodgment to help businesses meet Australian Taxation Office obligations. QuickBooks also supports Single Touch Payroll and automated superannuation payments, and integrates with hundreds of third-party business apps. Its accountant-focused plans let bookkeeping and accounting firms manage multiple client files from a single dashboard, positioning the company’s software within Australia’s broader fintech infrastructure for small business financial management.
ANZ is a Melbourne-headquartered bank that builds digital-first financial products through ANZ Plus, its branchless banking platform offering integrated everyday and savings accounts, in-app home loan refinancing and fraud protection powered by ANZ Falcon technology. As of 2025, ANZ Plus had grown to one million customers and nearly $20 billion in deposits, with about half of them new to ANZ. The bank has also deployed a customer relationship management platform built on Salesforce’s Financial Services Cloud for its business banking teams, consolidating data from twenty separate systems into a single dashboard to automate routine tasks for bankers.
HSBC Bank
HSBC Bank provides corporate and institutional banking, trade finance and treasury technology to businesses operating in Australia. Its HSBCnet platform gives companies real-time visibility into cash positions, payments and foreign exchange across global accounts, while HSBC Connect and its treasury APIs automate payment processing, reporting and reconciliation. In Australia, HSBC supports near-real-time domestic transfers through the New Payments Platform and offers merchant acquiring through HSBC Omni Collect. The bank also applies AI and machine learning to fraud detection, cashflow forecasting and FX decision-making, and works with fintechs and third-party developers to build banking-as-a-service capabilities for corporate clients.
HSBC Bank is Hiring|View All Jobs
Allianz
Allianz Australia provides general insurance products, including home, motor and business coverage, as part of the global Allianz Group, with its Australian headquarters in Sydney. The company builds and maintains the digital systems behind its insurance offerings through Allianz Technology, its in-house IT unit, with teams in North Sydney working on policy administration systems, cyber security and data analytics. Roles in its Product and Pricing team apply data science and actuarial modeling to price insurance products and manage risk, while its Digital Experience group develops online tools customers use to manage policies and claims, combining financial services with ongoing software and data engineering work.
Allianz is Hiring|View All Jobs
ING operates as a branchless digital bank in Australia, serving customers entirely online and through its mobile app rather than physical branches. The bank entered the Australian market in 1999 with the country’s first fee-free, high-interest online savings account and has since expanded into home loans, personal loans and insurance. ING now serves more than two million customers across Australia from its Sydney base, offering around-the-clock account access, digital payments through Apple Pay and Google Pay, and its mobile banking app for everyday transactions, savings and account management.
