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A single click can cost a small business dearly in damages and cybersecurity recovery. As we kick off Cybersecurity Awareness Month, business owners should take three steps to strengthen their operations: identify vulnerabilities, adopt proactive plans to address emerging threats, and build a risk management strategy that protects them even when a hacker succeeds.

Hilda received a text message from her bank asking her to click a link if she didn’t want her bank card to be blocked. She followed the instructions, only to discover later that money had been transferred from her bank account. Her experience is a reminder of how easily a seemingly legitimate message can lead…