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Jiayin Group Inc. Reports Second Quarter 2026 Unaudited Financial Results
SHANGHAI, Aug. 28, 2026 (GLOBE NEWSWIRE) — Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced its unaudited financial results for the second quarter ended June 30, 2026.
Second Quarter 2026 Operational and Financial Highlights:
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Transaction volume1 was RMB9.5 billion (US$1.4 billion), representing a decrease of 74.4% from the same period of 2025.
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Average borrowing amount per borrowing was RMB6,663 (US$982), representing a decrease of 18.0% from the same period of 2025.
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Repeat borrowing contribution2 was 73.1%, compared with 75.6% in the same period of 2025.
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90 day+ delinquency ratio3 was 2.21% as of June 30, 2026.
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Net revenue was RMB736.9 million (US$108.6 million), representing a decrease of 60.9% from the same period of 2025.
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Loss from operations was RMB246.7 million (US$36.4 million), compared with RMB639.1 million income from operation in the same period of 2025.
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Non-GAAP4 loss from operations was RMB225.7 million (US$33.3 million), compared with RMB737.6 million non-GAAP4 income from operations in the same period of 2025.
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Net loss was RMB183.6 million (US$27.1 million), compared with RMB519.1 million net income in the same period of 2025.
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1 “Transaction volume” refers to the total loan transaction volume in Chinese Mainland during the period presented.
2 “Repeat borrowing contribution” for a given period refers to the percentage of transaction volume in Chinese Mainland attributable to repeat borrowers during that period. “Repeat borrowers” during a certain period refers to borrowers who have borrowed in such period and have borrowed at least twice since such borrowers’ registration on our platform until the end of such period.
3 “90 day+ delinquency ratio” refers to the outstanding principal balance of loans that were 91 to 180 calendar days past due as a percentage of the total outstanding principal balance of loans facilitated through the Company’s platform as of a specific date. Loans facilitated outside Chinese Mainland are not included in the calculation.
4 Please see the section entitled “Use of Non-GAAP Financial Measure” below and the table captioned “Unaudited Reconciliations of GAAP and Non-GAAP Results” set forth at the end of this press release.
Mr. Yan Dinggui, the Company’s Founder, Director and Chief Executive Officer, commented: “During the second quarter of 2026, our transaction volume reached RMB9.5 billion, in line with our previously communicated guidance. The Company recorded a net loss of RMB183.6 million during the quarter, primarily due to the contraction of our <a href="https://bitcomme.com/best-accounting-software-options-for-small-business/” title=”Best Accounting Software Options for Small Business”>business scale.
