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Interim Financial Report, Q1-Q3 2026
- JYSK.CO
- BRF85 10
28 October 2026
Corporate Announcement No. 90/2026
Anders Lund Hansen, CEO, states about Q1-Q3 2026:
Over the first nine months of 2026, Jyske Realkredit generated a net profit of DKK 1,732m. This reflects a robust underlying business with a consistently strong capital base and high credit quality. The nominal lending portfolio has increased for 10 consecutive quarters, rising by a total of DKK 33.7bn and now standing at DKK 406.8bn. Alone in the first nine months of the year, nominal lending increased by DKK 11.3bn.
The continued improvement in customer satisfaction at Jyske Bank is contributing to the solid business performance of Jyske Realkredit, particularly reflected in the growth of lending to personal customers. This development is supported by the Group’s clear customer focus and enhanced collaboration across the organisation.
In April 2026, Jyske Realkredit launched ‘Jyske Frihed’ – a new mortgage loan that combines the low interest rates and transparency of mortgage financing with the flexibility and simplicity that customers know from bank-based mortgage credit facilities. Jyske Frihed has rapidly become popular among our customers. By the end of September 2026, loans exceeding DKK 11bn had been disbursed.
The Danish economy is stable, and the activity in the housing market is still high. Growth is, however, expected to moderate as a result of a global economic slowdown, higher interest rates and rising energy prices linked to the conflict in the Middle East may temporarily send up inflation. These conditions are not expected to have a material impact on Jyske Realkredit’s financial position in the short term. The securities portfolio still has a conservative risk profile, with focus on Danish floating-rate mortgage bonds or short remaining maturities, which helps limit price fluctuations and support stable earnings.
The capital base is solid with a capital ratio of 29.4% and a capital base of DKK 29,849m. The capital resources can withstand even severe stress scenarios. The loan portfolio continues to be characterised by low levels of losses and arrears, and recognised loan losses and impairment charges therefore remain limited. Overall, Jyske Realkredit is strategically and financially well positioned to withstand increased uncertainty in the Danish economy.”
Q1-Q3 2026
For the first nine months of 2026, Jyske Realkredit generated a net profit of DKK 1,732m against DKK 1,773m in the corresponding period of last year.
