Kredete, the fintech platform helping African immigrants in the US build credit through stablecoin-powered payments, today announced the launch of Africa’s first stablecoin-backed credit card.

Built in partnership with Visa, Stellar and Rain, the card gives users across 41-plus African countries a simple, secure way to spend stable digital assets – both online and offline – across more than 100 countries.

For decades, millions of Africans have faced high fees, limited access and unreliable infrastructure when trying to participate in the global economy. Kredete’s new offering addresses that directly by combining US dollar-backed stablecoins, real-time blockchain settlement and a globally accepted Visa card into one unified experience.

Linked directly to a user’s digital wallet, the card enables near-instant settlement in USDC with real-time FX conversion at the point of purchase. Whether it’s a freelancer in Nairobi buying software, a family in Accra paying school fees, a business in Lagos managing international vendors or a student in Dakar booking online courses, the Kredete card offers a new level of financial flexibility and control.

“Access to money shouldn’t stop at your country’s borders. We’ve built a system that lets Africans store value in digital dollars and use those funds however and wherever they choose – instantly.” — Adeola Adedewe, founder and CEO of Kredete

This launch builds on Kredete’s existing platform, which already enables remittances to more than 25 African countries and provides access to FDIC-insured US bank accounts using international IDs. With the addition of a globally accepted credit card, Kredete now delivers a full-stack financial product for Africans at home and abroad – designed to work around the legacy constraints of traditional banking systems.

The card uses USDC, a fully reserved and regulated digital dollar, settled over the Stellar network for low cost, speed and transparency. It integrates directly into Kredete’s app and is accepted at over 150 million merchants worldwide.

“We believe stablecoins aren’t just a technology – they’re a utility. By embedding them into real-world financial tools, we’re giving everyday users a way to store and move money with confidence.” — Ebuka Arinze, chief product officer at Kredete

To learn more or join the waitlist, visit www.kredete.io/cards.

About Kredete
Kredete is a financial technology platform that helps African immigrants in the diaspora build credit through stablecoin-powered cross-border payments to over 25 countries, with low fees. The company now provides FDIC-insured US bank accounts accessible with international IDs, and has introduced the first stablecoin-backed credit card for use across 41-plus African countries. Founded by Adeola Adedewe, Kredete has grown rapidly to serve over 500 000 users, building a modern financial infrastructure designed for Africans – locally and globally.

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