My sister pulled a life insurance policy in April and committed suicide in August

Hello, thank you in advance for any help. My sister committed suicide this last August. She worked for a police department and a had really messed up call mentally scarred her. She was going to counseling and had made some improvements. Besides that call she responded to, she never showed any signs of distress nor reached out for any help. The week prior we had family game night and she had the biggest smile on her face. I have been taking care of her finances and closing her accounts. Apparently she took out a life insurance policy on herself in case she died on duty- I had a conversation with her about life insurance where this was brought up. This policy was taken out in April. The policy has a incontestability clause for suicide. Since there is a 2 year wait period, does that mean we won’t be able to collect the insurance policy?



View Reddit by armthView Source

Hello, thank you in advance for any help. My sister committed suicide this last August. She worked for a police department and a had really messed up call mentally scarred her. She was going to counseling and had made some improvements. Besides that call she responded to, she never showed any signs of distress nor reached out for any help. The week prior we had family game night and she had the biggest smile on her face. I have been taking care of her finances and closing her accounts. Apparently she took out a life insurance policy on herself in case she died on duty- I had a conversation with her about life insurance where this was brought up. This policy was taken out in April. The policy has a incontestability clause for suicide. Since there is a 2 year wait period, does that mean we won’t be able to collect the insurance policy?



View Reddit by armthView Source

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