Matterport scan: does this help policy/premium/claims

Hi all

being asked if I want a Matterport scan (3D Virtual tour or documentation) and it’s being claimed that it will benefit my premium and/or in case of loss.

The biggest concern is fire (as they are getting nearer each year).

Few questions come to mind, as I don’t want to spend the $950 quote if it’s not useful:

(1) Is this “documentation” something underwriters actually recognize

(2) Does a scan of home/land in current state have any value to underwriting/claims? Seems they would look at the damage post-fire, am I wrong?

(3) Generally speaking, do insurance companies/underwriters/agents recommend such scan/documentation

(4) Most importantly, are there any credentials the provider I talked to (who is pushing this) needs to have to prove skill/legitimacy/etc?



View Reddit by jobsearch2021View Source

Hi all

being asked if I want a Matterport scan (3D Virtual tour or documentation) and it’s being claimed that it will benefit my premium and/or in case of loss.

The biggest concern is fire (as they are getting nearer each year).

Few questions come to mind, as I don’t want to spend the $950 quote if it’s not useful:

(1) Is this “documentation” something underwriters actually recognize

(2) Does a scan of home/land in current state have any value to underwriting/claims? Seems they would look at the damage post-fire, am I wrong?

(3) Generally speaking, do insurance companies/underwriters/agents recommend such scan/documentation

(4) Most importantly, are there any credentials the provider I talked to (who is pushing this) needs to have to prove skill/legitimacy/etc?



View Reddit by jobsearch2021View Source

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