I need help determining if I could be committing Fraud by accident

My mother passed away and she had me under her insurance Policy(I’m still a minor) and my insurance lapsed on my car. Keep in mind I do not own that car as the auto loan was in her name. My stepdad is trying to get my Dad to put me on his insurance but my Dad says he can’t do that because:

1. Because I don’t live in the same house as him.

2. the car is not registered in Texas.

3. l don’t have a Texas driver’s license.

4. The car is not in your or my name.

So far what has happened was my step has called an insurance adjuster and the adjuster said that he can get me under my Dads insurance. I don’t really know who to believe at the moment so I was hoping Reddit could help me.

P.S. I live in Mississippi and my Dad lives in Texas



View Reddit by buggy_65View Source

My mother passed away and she had me under her insurance Policy(I’m still a minor) and my insurance lapsed on my car. Keep in mind I do not own that car as the auto loan was in her name. My stepdad is trying to get my Dad to put me on his insurance but my Dad says he can’t do that because:

1. Because I don’t live in the same house as him.

2. the car is not registered in Texas.

3. l don’t have a Texas driver’s license.

4. The car is not in your or my name.

So far what has happened was my step has called an insurance adjuster and the adjuster said that he can get me under my Dads insurance. I don’t really know who to believe at the moment so I was hoping Reddit could help me.

P.S. I live in Mississippi and my Dad lives in Texas



View Reddit by buggy_65View Source

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