Bodily Injury Settlement – feedback on amount?

I was rear ended on the highway the beginning of last year. My car was totaled – other driver 100% at fault. Broken thumb and whiplash injuries. I was in PT for 6 months. Thumb has some post traumatic arthritis and doc has stated that it is a type of permanent injury, although did not give a disability rating. About $15K in medical bills which was covered by my own auto insurance. After a lowball offer of $6K for bodily injury, we are around $15K for a settlement offer from the at-fault insurance, which includes about $2,300 out of pocket expenses and just under $1,000 of lost wages. Insurance is arguing they will only cover 16 weeks of soft tissue, even after letter of medical necessity from my doctors. Can’t tell if this is reasonable… Any feedback is greatly appreciated!! Edit to add, the accident was in Suffolk County in Massachusetts.



View Reddit by DownwardDog20View Source

I was rear ended on the highway the beginning of last year. My car was totaled – other driver 100% at fault. Broken thumb and whiplash injuries. I was in PT for 6 months. Thumb has some post traumatic arthritis and doc has stated that it is a type of permanent injury, although did not give a disability rating. About $15K in medical bills which was covered by my own auto insurance. After a lowball offer of $6K for bodily injury, we are around $15K for a settlement offer from the at-fault insurance, which includes about $2,300 out of pocket expenses and just under $1,000 of lost wages. Insurance is arguing they will only cover 16 weeks of soft tissue, even after letter of medical necessity from my doctors. Can’t tell if this is reasonable… Any feedback is greatly appreciated!! Edit to add, the accident was in Suffolk County in Massachusetts.



View Reddit by DownwardDog20View Source

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